Domy Španelsko
How it works How it works

We will be happy to advise on the organization of a trip for the purpose of choosing a property, knowing the local environment, booking a ticket, choosing accommodation, for golfers we will provide the possibility of playing on various playgrounds, etc.

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We provide quality experts necessary for the smooth running of the entire process of acquiring real estate (legal representative, notary, mortgage expert, etc.), equipment experts or interior retrofitting.

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If necessary, we will take care of the management and rental of real estate, concluding insurance, concluding contracts with suppliers and all other matters related to the setting of the operation and taking care of the new property.

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We provide a mortgage loan (more information about the acquisition of a mortgage in Spain in the blog).

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We consider an individual and professional approach to each client to be key.

The basis of success is direct and personal communication with the client and knowledge of his needs and wishes. Our goal is to build a long-term relationship with the client based on trust, discretion and seriousness.

  1. Initial consultation – first clarify the priorities and find answers to the basic following questions:

    • What type of property are we looking for? Apartment or house? Which location best meets the client’s needs? Is the preference for peace and proximity to nature or to be part of modern urbanization? Is proximity to the sea or golf important?

    • What is the purpose of acquiring real estate? Is it an investment or the fulfillment of a long-term dream of acquiring a property by the sea? Finding a second home or just a vacation spot?

    If necessary, we will take care of the management and rental of real estate, concluding insurance, concluding contracts with suppliers and all other matters related to the setting of the operation and taking care of the new property

  2. The choice of real estate itself ( sending an offer, subsequent real estate inspections )

  3. Connection with experts – securing a local lawyer who will defend your interests, as well as a notary, a mortgage loan expert, ( in case of interest, everything takes place in our presence, of course assistance in Czech )

  4. Getting a NIE number ( tax / identification number ), which can be obtained at the Czech embassy or the relevant police station, is used for all official acts and tax payments ( we or your lawyer ) will take care of the settlement, The NIE must be obtained by the client before signing the purchase contract with the notary ( NIE is contained in all public documents )

  5. Payment of deposit / reservation fee – the deposit is used to secure the price and withdraw the property from the market, the low amount in the order of several thousand EUR ( depending on the price of the property ) remains with the

  6. Real estate verification – after payment of the deposit and signing of the reservation contract, the seller ( or his legal representative ) should deliver to the buyer all documentation concerning the property and enabling the transaction to be verified from the legal, construction and tax aspects. The lawyer on the part of the buyer will perform a thorough inspection at the cadastral offices, town halls, at the community of owners, suppliers and other entities in order to find out who is the owner of the property, what is the legal capacity of the owner, whether there are liabilities, any restrictions, what are the approximate expenses associated with the operation of the property, etc.

  7. Preparation of the purchase contract –negotiating conditions with the seller, subsequent sending of a report with details of the suitability of the transaction, terms of the contract, estimation of approximate expenditures associated with the operation of the property, with expenditures associated with the purchase itself, translation of the proposal for a purchase contract ( by a local notary )

  8. Future contract – it is recommended in certain cases to sign a so-called future contract, which will ensure greater legal certainty than the reservation itself and allows space for real estate verification at all relevant offices ( cadastre, municipal authority, building authority, etc. ) and possible acquisition of a mortgage loan. The exact detailed terms of the transaction are contractually agreed. ( Normally 10% of the purchase price is paid at the time of signing, in the case of the purchase of real estate from the developer up to 30% of the price. Bound to a building permit. Further interim payments during the construction period are often associated with the completion of certain construction work.

    • Document called. Escritura de Compraventa – matter for lawyers and sellers of the selling party, guarantee of security, that the change of owner registration will comply with all legal requirements and that it will be designed in accordance with your requirements and interests

  9. Signature of the purchase contract – signing the purchase contract between the buyer and the seller at the notary, with the signing of the purchase contract the purchase price is paid to the notary, the mortgage loan is signed and the property is handed over

    • From the moment of signing the contract with the notary, ownership is in the database of the corresponding cadastre due to sending information about the change of owner by the notary itself, registration is formalized by physically picking up the contract from the notary, fees and taxes are paid and the contract is submitted to the real estate cadastre for proper registration ( process length 1 – 3 months )

  10. Real estate transfer ( rewriting the property to a new owner is performed on the relevant real estate cadastre – in Spain is not mandatory but desirable )

  11. Proposal for a deposit in the real estate cadastre – real estate cadastre

  12. Actual takeover of real estate

  13. Opening a bank account in a Spanish bank – to pay current expenses associated with the operation of the property, it is advisable to open a bank account with one of the banks close to your property. Lawyers can help guide direct debits, standing orders for future service payments, energy, local fees

Throughout the signing of the contract with the notary, our clients are accompanied by their lawyer, who is in charge of checking all documentation and checking that everything is in order. He also acts as a translator. Czech clients are accompanied by a native speaker.

If your professional or personal circumstances do not allow you to participate in person in the signing of the contract with the notary on time, we will do so on your behalf. In that case, however, a notarized power of attorney must be granted in advance for that purpose. It can be signed with a notary directly in Spain during any of your visits ( the easiest and most economical variant ). It can also be signed at the Spanish Embassy or Consulate anywhere abroad and, of course, at a notary in your country of residence. In the latter case, however, the document must be properly translated into Spanish and must be so-called superlegalized, ie it must be provided with an apostille clause ( this competence falls under the Ministry of Foreign Affairs ).

The power of attorney contains a general authorization for individual acts, so they allow us to perform acts beyond the very signing of the contract, such as transfers of contracts with energy suppliers, representation in the payment of taxes, collection guidance, obtaining various permits, etc. For this reason, we always recommend that clients prepare and sign such a power of attorney.

The costs associated with the purchase of a property depend on the transaction price and typically total between 10% and 12% of the purchase price:

Costa del sol:

  • Second-hand properties: 7% transfer tax + other expenses 1-2% (lawyer, notary, etc.)
  • New projects: 10% VAT + 1.2% transfer tax + other expenses

Costa blanca:

  • Second-hand properties: 10% transfer tax + 1-2% other expenses
  • New projects: 10% VAT + transfer tax + other expenses 1-2%

Solicitor's fees:

Depending on the complexity and length of the purchase process, it ranges between 1 and 1.5% of the purchase price, plus applicable VAT. It should be agreed at the beginning of the contractual relationship and remain unchanged (except for major deviations and changes from the original assignment, and upon clear request from the client).

(Our attorneys do not charge a fee on an hourly basis, nor for individual acts (meetings, document preparation, trips, etc.). Experience has shown us that such billing on the basis of the bar association's fee schedules is extremely disadvantageous for the client. However, it is a fact that the minimum fee for this type of transaction is EUR 1,500 plus applicable VAT).

Notary's fee:

The price of notarized documents depends on various factors (such as the value of the transaction, the number of parties involved, the number of pages of the document itself, etc.) Approximately, it can range between €300 and €1,500.

Land Registry fee:

Like the notary, the Land Registry follows the same policy of application of fees, uniform throughout Spain, the entry in the Land Registry is lower than the notary's bill.

Property Transfer Tax and Actos Jurídicos Documentados

    (a) Property transfer tax

This tax is payable only on the purchase of real estate, so-called second-hand, and is paid after the purchase contract has been signed by the notary.

A flat 7% tax is now levied on the property transferred in Andalusia.

    (b) Actos Jurídicos Documentados / Administrative fee

The equivalent of the property transfer tax, which applies only to new buildings.

In Andalusia this is a tax burden of 1.5% of the price, NOW 1.2%

(There are some tax concessions in each autonomous community. These mainly concern cases where the object of purchase is a property intended for permanent habitation, the value of which does not exceed 130,000 euros for those under 35 years of age, for a price of up to 180,000 euros if the buyer has a medically certified disability, or in cases where the property is social housing, again intended for permanent habitation).


VAT is payable on the purchase of new builds. At present it is 10% of the price.

Other expenses

Minor expenses - such as fees associated with transferring contracts with energy suppliers, obtaining an NIE, granting a power of attorney or drawing up a Spanish will, administrative fees.

An investment that pays off

Did you know that you can make money with a seaside villa or apartment in Alicante? It doesn't just have to be a residence where you spend your annual holidays, but you can also rent out the property when you're away. It is a profitable investment.

Convenient income

We will find suitable tenants for you for longer periods and guests for shorter periods, take care of the rental, accommodation and cleaning and ensure that your guests enjoy maximum comfort throughout their stay.

You will only be earning - in peace and from the comfort of your home.

Property transfer tax

Valid until 31 December 2021

Reduced to fixed

7 %

Before 27 April 2021, this tax was:

8% up to €400,000

9% from €400 001 - €700 000

10% from €700 001 and above

Property transfer tax on new buildings

Valid until 31.12.2021

Reduced to

1,2 %

Before 27 April 2021 this tax was:

1,5 %+